Pinion Insights: Posts from category

Permanent Specialty Crops

Navigating High Interest Rates in 2024

By Pinion Editorial | February 23, 2024
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Reading Time: 3 minutes
After nearly two years of rising interest rates, many farmers are tapping into their cash reserves from prosperous years to avoid taking out new loans. The Federal Reserve Bank of Kansas City reports that lending has softened with the amount of farm operating loans over $1 million dropping notably and …

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Farmland Project Success is Controllable

By Pinion Editorial | February 8, 2024
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Reading Time: 2 minutes
When a piece of farm equipment breaks down, chances are slim to none that you take it to a general repair shop. If you can’t fix it in your own shop, you’re likely hauling it straight to a MacAllister’s or John Deere – somewhere with the equipment, knowledge and specific …

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Amazon + Whole Foods = Pricing Adjustments?

What Kind of Farm Co-op Do You Want to Be?

By Pinion Editorial | February 8, 2024
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Reading Time: 3 minutes
Farmers need three key things for their business: the best price, the best quality, and the best service. All of these come at a cost to an Ag cooperative, and it can be especially challenging to maintain a strong margin to stay profitable and able to serve your customers in …

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checklist

Financial Checklist for Ag Operations

By Pinion Editorial | December 15, 2023
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Reading Time: 3 minutes
The beginning of the year is a great time to perform an overall financial check for your business. “We recommend that farm operations do this annually,” says principal Brad Palen of Pinion. “Not only does it provide you with a clearer picture of your business’ progress for the year, but it can …

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Is a Conservation Easement Right for Your Land?

By Pinion Editorial | December 4, 2023
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Reading Time: 3 minutes
By Quint Shambaugh, land advisor and principal at Pinion Have you considered a conservation easement? Most ranchers, farmers and landowners are no stranger to the concept. And yet, it’s a tool that is often easily misunderstood or overlooked. Recognizing the Intrinsic Beauty and Benefits of Land I was reminded of …

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grain elevator, farm co-op

5 Things Every Co-op Should Do Before Year End

By Pinion Editorial | October 16, 2023
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Reading Time: 3 minutes
As the calendar year draws to a close, many farm co-ops are also approaching their fiscal year-ends. As a co-op CEO, now is a good time to ensure you’ve taken all the necessary steps and checked all the boxes to prepare for the next year. “We anticipate that 2024 will …

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The Flip Side of Estate Planning: Why Many Don’t Bother

By Pinion Editorial | September 26, 2023
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Reading Time: 3 minutes
6 in 10 Americans have a retirement account, while only 1 in 3 have an estate plan. While the majority of Americans see the importance of retirement planning, most neglect estate planning.  The most common reason for avoiding a will, trust or estate plan?  Procrastination. Todd Stanley, a wheat and …

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How Automating Your Farm Office Creates Competitive Advantages

By Pinion Editorial | August 22, 2023
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Reading Time: 2 minutes
As a farm manager, you’ve invested in high-tech field equipment like GPS tractor systems, efficient irrigation systems and automated milking parlors to make your life easier. But what about your farm office? In the ag industry, the back office is largely overlooked. But the farm office has huge opportunities and …

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